Public Trustee

The Garfield County Public Trustee will be converting to online foreclosure sales through GovEase.com beginning November 30, 2022, and the sale will be held online at 2 p.m. on Wednesdays. More information about GovEase online auction services is available online. Please check back for details as the conversion progresses. Please note that third party websites are not reliable for foreclosure information. Do not rely on information provided by any other source than GovEase or the Garfield County Public Trustee.

Foreclosure database

Current foreclosure files are in an interactive, searchable online database on this website. Unofficial documents are also available.
Foreclosure database

Effective November 30, 2022

We have converted to online foreclosure sale auctions. Some auctions were advertised under our original, in-person auction procedures. If the foreclosure number is 22-042 or larger, the foreclosure sale will occur online at GovEase. If the foreclosure number is 22-041 or smaller, the in-person bidding rules below still apply.

In Person Foreclosure Bidding Policy

The Garfield County Public Trustee holds a foreclosure sale every Wednesday at 10:00 a.m. at 109 8th St, Suite 204, Glenwood Springs, CO 81601. If you wish to attend a foreclosure sale, please make sure that you are present and registered before 9:45 a.m. Garfield County receives beginning bids from the foreclosing lender by 12:00 noon two business days prior to the sale, and will post the beginning bids on our website no later than 10:00 a.m. the day prior to the sale.

Registration

To bid at the foreclosure sale, bidders must submit a bidder registration form no later than 9:45 a.m. prior to the start of the sale at 10:00 a.m. Bidder registration forms are available in the Public Trustee’s office on the day of the sale. No emailed or faxed bidder registration forms will be accepted. Anyone wishing to observe the sale will be asked to register on our foreclosure sale sign in sheet.

Bidding

No cell phone use is allowed during the sale. If a bidder or observer is using a cell phone or is otherwise disruptive during the sale they will be asked to leave. If the Public Trustee suspects any kind of fraud, collusion or abuse of the bidding process, she reserves the right to stop the sale and contact the property’s foreclosing attorney to postpone the sale to the following week. Bid rigging is a class 5 felony under Colorado law and punishable by up to 3 years in prison and/or a fine up to $100,000. Any occurrence of bid rigging will be reported to the Colorado Attorney General’s office for further investigation. The Public Trustee also reserves the right to ban abusers of the bidding process from future sales.

The sale begins promptly at 10:00 a.m., and once it begins the foreclosing lender’s beginning bid amount will be read aloud and we will ask for other bids. Bidding will begin at $50.00 over the lender’s beginning bid (rounded to the nearest $50 increment). Further bidding must be in increments of $1,000 and each bid placed must not advance the prior bid by more than $5,000. In order for a bid to be accepted, bidders are required to state their bidder number and the amount they wish to bid. Failure to do so will result in bids not being accepted. Once a bid has been entered, it is considered final.

Payment

If you are the successful bidder, payment is due within one hour of the completion of the foreclosure sale. Payment must be in the form of certified funds (cash, cashier’s check, or wire transfer – instructions will be provided upon request). Large cash payments are discouraged. Successful bidders who pay $10,000 or more in cash must complete all necessary Internal Revenue Service documents at the time of sale. If you are the successful bidder and you fail to remit payment, the Public Trustee reserves the right to bar you from participation in future foreclosure sales.

Successful bidders

A Certificate of Purchase is issued and recorded with the Garfield County Clerk and Recorder and a copy will be emailed to the successful bidder. The Certificate of Purchase will be issued only in the name indicated on the Bidder Registration Sheet; however, Certificates of Purchase can be assigned to another party.

Post sale

Valid junior lien holders have the right to redeem the foreclosure sale (see our policy on Notices of Intent to Redeem). If there is no redemption, a Confirmation Deed will be issued to the holder of the Certificate of Purchase 10-15 days following the foreclosure sale and a recorded copy will be emailed to the Certificate of Purchase holder.

Garfield County Public Trustee

Public Trustee, Carrie Couey
Deputy Public Trustee, Christine Cheroske
(970) 384-3451